our INSURANCE Blog

You've probably heard about flood insurance, but do you really know what it is and why it's crucial for us here? Today, we'll dive deep into the world of flood insurance and equip you with everything you need to know to safeguard your home from water woes. Let's get...

Homeowners insurance premiums can sometimes feel like a puzzling part of homeownership. While it’s natural to hope your premium stays consistent year after year, that’s rarely the reality. Many factors can lead to unexpected increases, leaving you wondering why your...

Many people may not realize that the key to lowering their homeowners insurance premiums could be found in the structure and systems of their property. This discussion explores how certain home improvements can lead to significant savings on insurance costs. We’ll...

Choosing the right homeowners insurance policy is an important decision. Many homeowners feel overwhelmed by the complexities of policies, premiums, and renewal processes. If you’re preparing to renew your coverage, this guide can help simplify the journey. Explore...

Ah, Louisiana! Our beautiful Pelican State isn't just known for its delightful Mardi Gras parades or spicy gumbo pots. Nope! It's also pretty notorious for some of the wildest weather out there. You’d think our homes would be like impenetrable fortresses with all the...

Living in the beautiful state of Louisiana has its perks, but it also comes with challenges—especially when it comes to dealing with frequent flooding. If you’ve been depending solely on a standard homeowners insurance policy to cover these risks, you might be in for...

If you've ever had to rush to the store for emergency supplies just as a hurricane warning was announced, then you know firsthand how wild our weather can be. But did you know that our state's unique weather patterns are precisely why homeowner's insurance isn't just...

Buying your first home? Congratulations! It’s a huge milestone. But amidst the excitement, there is a critical aspect you should not overlook – getting the right homeowners insurance. It's a common scenario for first-time home buyers to make mistakes when choosing...

Louisiana's picturesque landscapes and vibrant culture come with a price – the state is no stranger to natural disasters. According to data from the Pew Research Center, Louisiana is one of the most disaster-prone states in the U.S., experiencing hurricanes, floods,...

Owning a home in Louisiana brings with it significant responsibilities, one of the most important being ensuring your property is well-protected. This guide will explore the essentials of securing top-notch homeowners insurance, a necessity in today’s climate. The...

Imagine this scenario: a sudden and unexpected disaster strikes your home. Your heart sinks as you survey the damage, and you realize you're not adequately covered by your insurance. The consequences of underinsuring your home can be financially devastating and...

Dealing with homeowner's insurance claims might not be the most exciting part of owning a home, but it's a crucial aspect that can save you a lot of headaches down the line. Navigating the maze of paperwork, policies, and processes might seem daunting, but fear not!...

Here Is Our List Of The 10 Reasons Why You Should Purchase Homeowners Insurance   10: To Please The Mortgage Lender Homeowners insurance is not mandatory in numerous states. However, most banks and mortgage lenders would prefer you have insurance. Insurance will...